ONTD Political

Rep. Virginia Foxx On People With Student Loans: ‘I Have Very Little Tolerance’ For Them

8:06 am - 04/16/2012
Rep. Virginia Foxx On People With Student Loans: ‘I Have Very Little Tolerance’ For Them

Rep. Virginia Foxx (R-NC) took on a unique enemy during a radio interview yesterday: people with student loans.

Though many politicians sympathize with those who are saddled with exorbitant student debt, Foxx, who chairs the House subcommittee on higher education, had a different take. Appearing on G. Gordon Liddy’s radio show, the North Carolina congresswoman recounted her own experience paying for college, where she worked her way through and graduated after seven years. Foxx then pointed to her own experience as justification for why she has “very little tolerance for people who tell me that they graduate with $200,000 of debt or even $80,000 of debt.” “There’s no reason for that,” she concluded:

FOXX: I went through school, I worked my way through, it took me seven years, I never borrowed a dime of money. He borrowed a little bit because we both were totally on our own when we went to college, totally. [...] I have very little tolerance for people who tell me that they graduate with $200,000 of debt or even $80,000 of debt because there’s no reason for that. We live in an opportunity society and people are forgetting that. I remind folks all the time that the Declaration of Independence says “life, liberty, and the pursuit of happiness.” You don’t have it dumped in your lap.

Listen to it:


Despite Foxx’s implication, these loans are not taken out frivolously. They are taken out because of the soaring cost of college. In other words, because the price of college is so high — and House Republicans are working overtime to cut Pell grants for one million low-income students — the amount of loans required to pay for it is also high. Indeed, student loan debt topped one trillion dollars last year, orders of magnitude larger than in the decades prior.

Still, Foxx’s distaste for large loans does not appear to extend to the mortgage sector. In Foxx’s 2010 financial disclosure statement, she owned two individual mortgage notes worth up to $250,000 each, from which she earned as much as $20,000 in payments.
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bgwqlc 15th-Apr-2012 11:59 pm (UTC)
I hate when older people say stuff like this. It was much cheaper to go to college when they went. It was easier to that back then.
vanishingbee 16th-Apr-2012 12:23 am (UTC)
I'm not trying to disagree, but is the difference more than just inflation? I legit don't know (I think it is more than just inflation, but I am no economist.)
aisasami 16th-Apr-2012 12:00 am (UTC)
I am sorry I took 21 credits for two semesters straight. Or, that I wanted to focus more on college work than part-time work. >>;
foible 16th-Apr-2012 12:01 am (UTC)
So glad to know she's so much better than the rest of us lazy loan taking types.
lux_roark 16th-Apr-2012 12:03 am (UTC)
My great aunt was saying going to college and getting student loan debt was bad and that people should avoid it and that she went to college and graduated with no loan debt. Hello, that was back in the 1960's! I'm still paying student loan debt from becoming a pharmacy technician and that's only $8,500 worth of debt. And it's not like pharmacy techs make a ton of money (that and I'm disabled now). Graduating with no debt was probably easier to do back then then it is to do now.
layweed 16th-Apr-2012 12:21 am (UTC)
One of my professors who is like in his 50s was saying how he'd only recently managed to finish paying off his student loans. Partially because he was doing it at like the lowest rate and all, but still...
lord_cellytron 16th-Apr-2012 12:04 am (UTC)
And you know, you used to be able to buy a Hershey bar for a nickel, too!
babysinclair 16th-Apr-2012 12:08 am (UTC)
5 and dime was the truth then lol
missmurchison I really didn't need another reason to hate her16th-Apr-2012 12:05 am (UTC)
I didn't take out loans for college either, because it was much more affordable then. I worked and my parents helped. My husband had school loans, but they weren't huge and we paid them off within a few years.

My husband and I saved like crazy for our kids' education because I saw how things were changing. They also worked and got scholarships. They still needed to take out some loans. One of them is using scholarships and a Teach for America award to get her MA, but she'll probably need to take out additional loans anyway.

edited due to spectacular grammar fail

Edited at 2012-04-16 12:06 am (UTC)
bttrflyscar 16th-Apr-2012 12:05 am (UTC)
So much bullshit here. She's like 90. Also tuition varies depending on where you go. And yes college isn't dumped in ones lap but tell that to the boomers who constantly reinforced to their children how necessary college is and then turned around and couldn't pay for it.
violetrose 16th-Apr-2012 12:06 am (UTC)
We live in an opportunity society and people are forgetting that

Only someone who has probably had opportunities thrown at them all their life, without any real worry about the costs, could ever believe this.

Most people do not live in a 'world of opportunities'.

I never borrowed a dime of money. He borrowed a little bit because we both were totally on our own when we went to college, totally.

I never borrowed money but I did really.
babysinclair 16th-Apr-2012 12:06 am (UTC)
Does this lady not realize that it's $500+ a credit in most schools?? I'm not even gonna factor in meal plans, dorm, BOOK COSTS, and all those fucking fees!
layweed 16th-Apr-2012 12:28 am (UTC)
$500 a credit is if you're lucky enough to be taking it at an in-state rate. If you're out of state like I was, ye gods. You better have some moolah or willing to take on heavy debt.

I was paying around $14k a semester during my first two semesters at UT. After that, I was fortunate enough to get an out-of-state waiver + scholarships that decreased it to 10% of that out of pocket. I can't even imagine how hard it is for people to do that for 4 years without scholarships or waivers.
lykomancer 16th-Apr-2012 12:08 am (UTC)
Ugh, fuck you very much too, Representative. It's not like I went to college to get a better job or anything, and then graduated when the economy started to teeter on the brink. It's not like college tuition has inflated incredibly the last 25 years or so, either. NO, NO; I'M JUST LAZY.
the_laugh 16th-Apr-2012 12:09 am (UTC)
I have $36K left...is that OK, Ms. Foxx?
enchantedkiss_x 16th-Apr-2012 12:09 am (UTC)
This isn't really on the academic side of education, but I'm about to start cosmetology school next year and I do have a bit of a problem with people who pay $20,000 to go to the Paul Mitchell school or whatever when you can get the same exact education at a smaller and/or not brand-name school for about $4,000. Obviously college is different, but I know that people in cosmetology complain about being massively in debt all the time and it really doesn't have to be that way.

I do think that some people could make better choices in their college years to save money (like not moving into the dorms if you have the option to stay at home--the ~college experience~ isn't always worth the thousands of extra dollars), but...it's not my life and it's not my money, so do what you want!

The bottom line is, some people can get through college without loans and some can't. Those who can't should have that option, just like people take out loans to buy houses. I just think people should not go overboard with loans and use them for unnecessary things.
kalikahuntress 16th-Apr-2012 12:16 am (UTC)
I think the number of people in debts due to loans because they went to expensive schools are pretty low tbh.

School full time usual means min $4,000 in fees and anywhere from $500 - $1,000 in books, supplies, living costs, food aren't included etc... that adds up and how much can you work and not flunk your classes?

And some people would massively fail their classes if they stayed at home because they don't have supportive families or too much drama at home.
kazekageshad 16th-Apr-2012 12:11 am (UTC)
So she wants young people today to be stupid and unemployed? She seems like the type to then turn around and complain that "kids these days are so lazy and don't have jobs"! WTF. Not everyone is rich or is fortunate enough to have two parents who love you and have been saving all their lives for you to go to college without hassles. Honestly! I'm lucky unlike many I see on my campus struggling with 7 classes and a job to afford it and graduate "on time".

*my campus is typically a 4 year school, and that's usually the amount of time people here aim to be out of there by.
kazekageshad 16th-Apr-2012 12:15 am (UTC)
Also missed out that cute last little paragraph.
You irritating hypocrite!!! I hate hypocrites the most >=/
missmurchison 16th-Apr-2012 12:11 am (UTC)
She should check out this new site from the Consumer Financial Protection Bureau that lets you comparison shop. Even community colleges are getting ridiculously expensive. (It also shows just how expensive proprietary schools can be.)
layweed 16th-Apr-2012 12:32 am (UTC)
They're also getting ridiculously overcrowded with everyone shifting to community college instead of 4-year universities.
its_anya 16th-Apr-2012 12:11 am (UTC)
'We live in an opportunity society and people are forgetting that.'

No they're not. You just don't live in a 'opportunity society'. You live in a society where rich people charge extortionate sums of money for EDUCATION. That's not opportunity, that's OPPORTUNISTIC.

Education should be based on free and equal access. Then you will have an 'opportunity society'.

Now excuse me while I get my poor ass back to the degree I wouldn't be able to afford if it weren't for student loans.
kyra_neko_rei 16th-Apr-2012 12:48 am (UTC)
Yes. Opportunities rarely come free around here.
bnmc2005 16th-Apr-2012 12:14 am (UTC)
This attitude doesn't surprise me. My partner's family has it. It's been building up for years. Small-minded conservatives view people who invest in education with suspicion and resentment. An attitude which suits the GOP just fine considering that the more educated one is, the more likely they are to be liberal.

No only are older conservatives completely in the dark about how the cost of education has sky-rocketed. They whole heartily on the myth that they got what they earned via their own hard work and "no help from the government."

They think that things were cheaper back in the day because "God was Good" and every dollar they were able to put into in a savings account or in the stock markets - that earned HUGE interest back in the 90s- just blossomed like flowers in May because they "earned it". They completely ignore any context about the economy, how or who made that economy work , and why it isn't working today for the younger generation.


Most importantly education itself is under attack and the GOP is just fine with that.
violetrose 16th-Apr-2012 12:27 am (UTC)
This sums it up rather aptly.

Many of the people like this are willfully ignoring the fact that inflation is a thing, and that education over the last few decades (I'm counting the UK in this, too) has been continuously privatised, and the result of this is higher tuition fees.

But it doesn't have to be that way. So many countries have fully subsidised tuition for higher educations - especially for those who go for more vocational than academic courses.

Edited at 2012-04-16 12:28 am (UTC)
etherealtsuki 16th-Apr-2012 12:15 am (UTC)
If you haven't gone to college in the last 25 or so years ago (and I am probably being generous about it), I do not want to hear about your opinions on student loan debt. If you were well to do or one of the lucky bastard who managed to get by without loan debt apply too.

Stop blaming us and not the system that force us to go to college to even get a decent job and the insane inflation that get worse every year.

Seriously, fuck this basic motherfucker.
serendipity_15 16th-Apr-2012 12:44 am (UTC)
She got her PhD in 1985 and initially went to college in the 1960s so yeah she has no business telling people of my generation that "it's stupid to borrow because we have ~opportunity~".
mollywobbles867 16th-Apr-2012 12:15 am (UTC)
Back when tuition for four years was probably the amount it is now for one semester. STFD.
lickety_split 16th-Apr-2012 02:57 pm (UTC)
At my alma mater, tuition for one quarter used to cover tuition for the entire year, it's so ridiculous. Tuition DOUBLED the quarter immediately after I graduated.
kalikahuntress 16th-Apr-2012 12:18 am (UTC)
What a fucking idiot, sure let's compare education costs of today to back in the day when people could survive with a family and a car on a single income.
You've been riding high for so fucking long you don't know what reality looks like. SMH.
layweed 16th-Apr-2012 12:19 am (UTC)
So you have v. little tolerance for just about every single college student currently in college and the thousands of those (millions?) who have graduated in the last decade? Okkkkkkkkkkkayyyyyyyyyyyyyyyy.
not_emily 16th-Apr-2012 12:21 am (UTC)
One class at my local community college costs as much as my Dad's semester tuition at an state university in the 60's. College these days just isn't possible without some sort of financial help from loans/scholarships/grants/etc. (unless you're lucky enough to have a rich family).

Foxx needs to STFU.
georgeslymaniv 16th-Apr-2012 12:22 am (UTC)
I am currently in school. $80,000 sounds reasonable but I don't understand figures like $200,000. I mean, is that costly of a degree worth burying yourself in debt over? Education should never be that expensive, and I'm not saying it's the students' fault. But why go to a school that has such a high tuition?
enchantedkiss_x 16th-Apr-2012 12:34 am (UTC)
I agree. I can understand going into a high amount of debt for something like medical school, where you're going to come out making a six-figure income right off the bat. But I know several people who are over 100k in debt for stuff like an art history degree from some top-tier school and it just blows my mind.

Especially given the fact that a lot of employers don't even particularly care where your degree came from these days.
coryrain 16th-Apr-2012 12:24 am (UTC)
0.0!!! really? REALLY?
Screw you lady. I went to a community college for 2 years to save money, while working. I had to transfer to a larger school for my degree. I spent 3 years there. I had a small scholarship from my state, I worked FULL TIME, and I still had $16,000 in student loans to pay. I'M ONE OF THE LUCK ONES.

I have no respect for people who think like this. When did she go to college? 30 years ago?
bttrflyscar 16th-Apr-2012 01:13 am (UTC)
This.Is. me.
serendipity_15 16th-Apr-2012 12:27 am (UTC)
I hate those "back in my day" types. Lady, back in your day people were still dying of polio at your birth. Also, you went to college in the 1960s, even when you got your PhD doesn't give you any credit because you got it in 1985, in the last twenty six years since you went to a place of higher education for a degree the costs of college has SKYROCKETED.
13chapters 16th-Apr-2012 12:28 am (UTC)
How intriguing. None of the public universities of my state of residence had a master's degree in my field, so it was either private school or out-of-state. It is extremely difficult to go as a part time student because a. it's tough to find a job that will let you schedule around classes and will pay the bills anyway and not to mention let you take the summer off to do an internship and b. have you ever been to grad school, Ms. Foxx? It's kind of a full-time job on its own.

In short, kiss my overeducated ass.
enchantedkiss_x 16th-Apr-2012 12:38 am (UTC)
Researching out-of-state grad schools was one of the most hilariously horrible experiences of my life. I loved reading shit like "in-state tuition: $3000, out-of-state tuition: $14000" a semester etc. PLUS having to pay living expenses. And stipends for grad students are not that great.
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