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Yovany Gonzalez's Wells Fargo Lawsuit Alleges Bank Fired Him, Cut Dying Daughter's Health Insurance

3:03 am - 08/09/2012
Yovany Gonzalez's Wells Fargo Lawsuit Alleges Bank Fired Him, Cut Dying Daughter's Health Insurance

Wells Fargo allegedly fired an employee because his dying daughter needed expensive cancer treatment, according to a lawsuit filed in Palm Beach County Court on Thursday.

Wells Fargo fired mortgage consultant Yovany Gonzalez three days before his daughter Mackenzie was scheduled to get cancer surgery in August of 2010, the lawsuit states. According to the suit, the hospital canceled the surgery because Mackenzie no longer was covered by health insurance. She died of cancer in March of 2011.

Before Gonzalez was fired, Wells Fargo and United Health Care, the health insurer, asked Gonzalez's wife "numerous questions" about Mackenzie's treatment and made "several references ... to the costs of her treatment," the lawsuit states. Around that time, Gonzalez's supervisor told Gonzalez that Wells Fargo was looking for reasons to get rid of him, according to the lawsuit.

"This was a loss of an innocent child's life," Jack Scarola, Gonzalez's lawyer, told The Huffington Post. "There were [some] Wells Fargo employees who not only lacked compassion but seemed to have been motivated by entirely improper concerns about finances."

Wells Fargo, for its part, is defending itself against the allegations. "While we're very sympathetic to Mr. Gonzalez for his personal loss, his termination was unrelated to the allegations included in the lawsuit," said Bridget Braxton, a spokesperson for Wells Fargo, in a statement. "We intend to vigorously defend the matter in court. We support and value our team members and our employment practices are in alignment with that focus."

Wells Fargo claimed to fire Gonzalez because he allegedly had falsified his time records, according to the lawsuit. But his supervisor had input the time records and said it was fine that he could not always remember the exact hours he worked, the lawsuit says. After Mackenzie was diagnosed with cancer in December of 2008, Gonzalez started working in other locations because of her cancer treatment.

The lawsuit details that Wells Fargo also did not give Gonzalez information about how to continue his family's life insurance coverage -- information he was promised after he was fired, leading to the expiration of his plan. The coverage included life insurance on the lives of his children, according to the lawsuit. As a result, Gonzalez's life insurance policy expired before Mackenzie died, and Gonzalez was not able to receive life insurance compensation for Mackenzie's death.

While you are entitled to extend your employer health insurance coverage under the COBRA law if you lose your job, as long as you pay the full premium, it took more than 90 days for Wells Fargo to send Gonzalez information about how to extend his health insurance policy under COBRA, said paralegal Walter Stein, who is helping represent Gonzalez.

A charity eventually paid for Gonzalez's premium on his behalf so that he could get a year of health insurance coverage under COBRA, Stein said.

Gonzalez started working in 2007 for Wachovia, which Wells Fargo bought in 2008 during the financial crisis. He now is working at Chase Bank for less pay than he could earn with securities registration, according to the lawsuit. The suit says Chase is not letting Gonzalez sell securities because of the reasons that Wells Fargo gave for firing him.

Source

OP: This is so close to my heart. Luckily, my sister worked for a company that deals with cancer on a regular basis. I know the article doesn't mention it but the reason Mr. Gonzalez was fired was because of "time care irregularities". I want to throw a picture of this poor child every time some politician says "well, hospitals HAVE to teach the dying so that's a good enough safety net." BS! They cancelled my own life saving surgery and they cancelled this poor kids surgery.

Sorry if this has been posted before mods...
jenny_jenkins 9th-Aug-2012 05:58 pm (UTC)
Thanks for the response. I always knew it wasn't a reliable system because it's always in the news but the answers have surprised me anyway. In Canada (and Germany too, where I'm from originally) we always discuss our system in comparison with the US but details are always a bit scarce (typical newspaper stuff - never enough room for anything substantive), and I realized as I was reading the article I didn't know any specifics aside from the fact that coverage isn't reliable and it's always expensive.
mutive 9th-Aug-2012 06:18 pm (UTC)
Oh, you're welcome.

I think one of the challenges in the US is that if you have a job with good insurance (or are covered by someone who does, or are over 55, in which case you're on Medicare), the system works great. I pay maybe $50/month for my insurance (work pays the rest), can go to almost any doctor, and am pretty content.

But when that isn't the case, things can fall apart fast. Private health insurance can run hundreds or even thousands a month. (Depending on pre-existing conditions. And anything can be pre-existing. My otherwise healthy, 25 year old brother was denied health insurance because he'd had a back injury once. And even when he got it, it was $200/month + $50 every time he wanted to see the doctor. Which is kind of crazy as, again, this is a man who doesn't even get colds.) And without health insurance, it's hard to get anything - even really cheap, preventative care that many of us could pay for out of pocket.

It's surreal. I don't think that any health system is perfect, but the one in the US is so broken it boggles my mind. It's not really capitalistic (as a good chunk of the public is under national health care - plus it's not like people are making rational choices on health care when they're under company funded health insurance). But it's not socialistic, either. It's like this magical mess that incentivizes everyone to try to make the least rational choices.
mirhanda 9th-Aug-2012 08:56 pm (UTC)
Medicare is 65, not 55.
mutive 9th-Aug-2012 09:00 pm (UTC)
Thanks for the correction!
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