September 8th, 2009


Insurance Industry Needs to feed their Servants! Who will think of the poor CEOs?

When Your Insurer Says You're No Longer Covered

The untimely disappearance of Sally Marrari's medical coverage goes a long way toward explaining why insurance companies are cast as the villain in the health-care reform drama.

"They said I never mentioned I had a back problem," said Marrari, 52, whose coverage with Blue Cross was abruptly canceled in 2006 after a thyroid disorder, fluid in the heart and lupus were diagnosed. That left the Los Angeles woman with $25,000 in medical bills and the stigma of the company's claim that she had committed fraud by not listing on a health questionnaire "preexisting conditions" Marrari said she did not know she had.

By the time she filed a lawsuit in 2008, she also got a diagnosis of pancreatic cancer and her debts had swelled beyond $200,000. She was able to see a specialist by trading office visits for work on the doctor's 1969 Porsche at the garage she owns with her husband.

"I've had about 10 visits," Marrari said of the barter arrangement that has proved more reliable than her insurance. "The car needs a lot of work."

Rescission -- the technical term for canceling coverage on grounds that the company was misled -- is often considered among the most offensive practices in an insurance industry that already suffers from a distinct lack of popularity among the American public. Tales of cancellations have fueled outrage among regulators, analysts, doctors and, not least, plaintiffs' lawyers, who describe insurers as too eager to shed patients to widen profits.

Those sentiments have become central to the health-care debate, as President Obama tries to tap into dissatisfaction with the insurance industry to build support for reform efforts. Each of the bills pending in Congress would prevent insurers from rejecting clients because of preexisting conditions.

No one claims to know how often policies are canceled -- in large part, congressional investigators say, because insurance companies are regulated by a patchwork of state laws and policies. But the practice is common enough to spur lawsuits and state regulatory action.

In the past 18 months, California's five largest insurers paid almost $19 million in fines for marooning policyholders who had fallen ill. That includes a $1 million fine against Health Net, which admitted offering bonuses to employees for finding reasons to cancel policies, according to company documents released in court.

"This is probably the most egregious of examples of health insurers using their power and their resources to deny benefits to people who are most in need of care," said Gerald Kominski, associate director of the Center for Health Policy Research at the University of California at Los Angeles. "It's really a horrendous activity on the part of the insurers."

Insurance company officials say they need to be able to cancel policies to control fraud, which by some estimates reaches $100 billion annually.
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Bad economy helping funeral industry

Guns and ammunition, liquor, candy, and the funeral industry are recession-proof!


Weak economy sparks rebirth of funeral sciences

By JEANNIE NUSS, Associated Press Writer
Tue Sep 8, 5:36 am ET

BOSTON – Facing impending layoffs at his manufacturing plant, Alan Willoughby left to seek financial security selling automobiles at a used-car lot. Then the economy hit the skids, and he struggled to make ends meet.

Finally, he turned to the one field he knew would provide him a steady income: funeral sciences.

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(no subject)

Living in cities like New York and San Francisco has become a modern-day marker of queer authenticity, and media representations like "Queer as Folk", The Advocate, and PlanetOut do little to disabuse us of the notion that small town America is inherently hostile to queer communities. But those of us who have lived queerly in both rural and urban places know this ubiquitous portrayal only shows part of the picture.

A queer-identified woman from a small town in California, Mary Gray's experience lobbying for harassment protection for queer youth in the California public schools prompted her groundbreaking research on what life is like for the young and queer in rural America. The resulting book, Out in the Country: Youth, Media and Queer Visibility in Rural America, discusses the myriad ways the national gay rights movement fails to be fully inclusive of its bucolic brethren, and provides strategies for including the complex needs of rural LGBTQ youth in the national queer agenda.

The advice given to queer and questioning youth by gay rights icon Harvey Milk was simple: Move to the nearest city. Why is this statement a disservice to queer rural youth?

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Yale criticized for nixing Muslim cartoons in book

NEW HAVEN, Conn. – Yale University has removed cartoons of the Prophet Muhammad from an upcoming book about how they caused outrage across the Muslim world, drawing criticism from prominent alumni and a national group of university professors.

Yale cited fears of violence.

Yale University Press, which the university owns, removed the 12 caricatures from the book "The Cartoons That Shook the World" by Brandeis University professor Jytte Klausen. The book is scheduled to be released next week.

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To me, not publishing the cartoons shouldn't be a matter of protecting against 'terrorism'. It's about not being intentionally rude towards Muslims when they KNOW that depictions of Muhammad are opposed in that religion. It shows a lack of respect that could make normal followers revolt in 'terroristic' ways.


So is socialist the new code?

Reading, Writing, Arithmetic and Race
By: Marjorie Valbrun
Posted: September 8, 2009 at 6:27 AM

Obama's speech on education: The controversy is mostly about race.
The controversy over President Obama’s school speech is mostly about race. And those parents are teaching their kids exactly the wrong thing.

“I don’t want our schools turned over to some socialist movement,” Brett Curtis, a parent in Texas told the New York Times [2] last week. He said he would keep his three children home from school rather than have them listen to President Barack Obama’s speech to the nation’s school children.

Jim Greer, the Republican Party chairman in Florida, said he “was appalled that taxpayer dollars are being used to spread President Obama’s socialist ideology,” according to the Times. And a political commentator on the Rush Limbaugh [5] show compared President Obama to Saddam Hussein and Kim Jong-il, the communist North Korean leader.

For the past few days as news outlets have reported on school districts and principals around the country being inundated with calls and e-mails from angry parents demanding that President Obama’s speech today not be broadcasted to their children, the story line has been that partisan politics was driving the controversy. What has not been as widely discussed, however, is how much the president’s race has also factored in the debate as the underlying force driving the parents’ outrage.

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I honestly felt like this whole article could have been bolded!
bin bons's new health care video


This made me cry like, three seconds in. :/ But it was effective, I thought. Where have the personal stories been in this debate? Thousands of Americans die every year, or find themselves disabled permanently, or find themselves bankrupt because they don't have insurance or they're underinsured. Why haven't we heard more from them? Are their opinions and experiences less important than the guys who thought it was relevant to strap themselves with a gun to go to a health care town hall?
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franklin sherman

When Bush spoke to students, Democrats investigated, held hearings

The controversy over President Obama's speech to the nation's schoolchildren will likely be over shortly after Obama speaks today at Wakefield High School in Arlington, Virginia. But when President George H.W. Bush delivered a similar speech on October 1, 1991, from Alice Deal Junior High School in Washington DC, the controversy was just beginning. Democrats, then the majority party in Congress, not only denounced Bush's speech -- they also ordered the General Accounting Office to investigate its production and later summoned top Bush administration officials to Capitol Hill for an extensive hearing on the issue.

Unlike the Obama speech, in 1991 most of the controversy came after, not before, the president's school appearance. The day after Bush spoke, the Washington Post published a front-page story suggesting the speech was carefully staged for the president's political benefit. "The White House turned a Northwest Washington junior high classroom into a television studio and its students into props," the Post reported.

With the Post article in hand, Democrats pounced. "The Department of Education should not be producing paid political advertising for the president, it should be helping us to produce smarter students," said Richard Gephardt, then the House Majority Leader. "And the president should be doing more about education than saying, 'Lights, camera, action.'"

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This is all manufactured outrage. Please dont mis-interpret this as support for Republicans or Bush. I'm trying to show how this entire subject is stupid, and that both sides lack a principled response and instead do what is politically beneficial.

Rick Perry Profits Off Stimulus He Opposed

Perry making use of stimulus boost

Gov. Rick Perry rallied opposition to federal stimulus spending, but he now is the manager of one of the biggest pots of federal gold in Texas: crime grants to local law enforcement agencies.

And those grants have become an integral part of Perry's political machine.

Perry in the past has decided what law enforcement agencies receive about $23 million a year in Edward Byrne Memorial Justice Assistance grants. Now, because of the American Recovery and Reinvestment Act, Perry will have an additional $90 million to hand out.

While Perry's office is the conduit for the federal money, the governor chooses which agencies receive the money and how it is spent. The political payoff has been great.

About $6 million in Byrne grants helped Perry win the endorsement of border sheriffs in 2006. Perry last year held a news conference to promote $557,000 in grant money he was giving to the San Antonio Police Department to target transnational gangs.

Every time Perry doles out the federal Byrne grants, he sounds like the money is his.
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(no subject)

There should be a ban on all alcohol advertising, including sports and music sponsorship, doctors say.

The British Medical Association said the crackdown on marketing was needed, along with an end to cut-price deals, to stop rising rates of consumption.

The industry spends £800m a year on promoting drinks - just a quarter of which goes on direct advertising.

Doctors said action was essential as alcohol was now one of the leading causes of early death and disability.

Only smoking and high blood pressure is responsible for a greater burden of disease, according to the World Health Organization.

The cost to the NHS for treating injury and illness linked to drink has been estimated to be anything up to £3bn a year in the UK.

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(Don't) Buy American

-Stimulus work sends cash flowing overseas

WASHINGTON - After winning $2.3 million in federal stimulus money for a sewer project, officials in Auburn, Maine, wrangled another prize from Washington: permission to forgo American-made manhole covers for a design made only at a Canadian foundry.

As local governments race to spend stimulus money, many are seeking exemptions from the law’s “Buy American’’ restrictions, which were intended to prevent taxpayer money from ending up in foreign pockets. The administration has granted waivers for goods as varied as steel for public housing projects, high-speed Internet equipment, and Auburn’s manhole covers, which have heavy-duty hinges to help withstand the town’s heavy truck traffic.

The Obama administration could not provide a list or amount of waivers granted - which potentially could total billions of dollars - and Vice President Joe Biden’s office, which has responsibility for overseeing the stimulus, did not respond to requests for comment.

Local officials and trade groups said that the drive to finish stimulus projects quickly, and the paucity of some American-made products, made the waivers inevitable.

But labor unions and manufacturers, which lobbied for the restrictions, said waivers should be a last resort and represent lost opportunities to reap the most benefit from the $787 billion stimulus package by directing money to struggling US workers.

“Issuing a waiver is the easy way out,’’ said Scott N. Paul, executive director of the Alliance for American Manufacturing. “You need to develop a supply chain. It’s not easy to do, but simply saying that we’ll just cede this to China and Taiwan is incredibly shortsighted.’’

- I bet the unions are lovin' this.
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    Jesus C "I hope your happy,Thatcher "
tw: mumspiration

My hairy armpits and sensible shoes are not amused.

How Not To Solve A Gender Dispute: Semenya's Magazine Makeover

By Anna N., Tue Sep 8 2009 (Edit, to draft, Slurp)

Copy this whole post to another site

sending request

What could make the convoluted saga of Caster Semenya's disputed gender even more public and upsetting? How about a makeover?

Yes, Semenya is now on the cover of South Africa's You magazine, wearing makeup, a dress, and a new hairdo. Four inside pages also show Semenya in a variety of stylish outfits, including leather pants and a sequined top — all of which You says Semenya wanted to buy after the photo shoot. The feature includes an interview, in which Semenya says, "I'd like to dress up more often and wear dresses but I never get the chance," she says. "I'd also like to learn to do my own makeup." She continues,

I've never bought my own clothes – my mum buys them for me. But now that I know what I can look like, I'd like to dress like this more often.

Semenya apparently had to be "persuaded" to let stylists make her over, but enjoyed herself once the shoot got going. I hope she did have a good time, but it's hard not to see the shoot as a calculated move by her managers to sell the public on her "femininity." This is especially sad because up until now, Semenya and her family have been unapologetic about the way she looks and dresses. Her father said that she had always preferred pants, but that she was still a woman — and the idea that she has to put on a dress and lipstick to prove her femaleness to people is pretty depressing.


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(no subject)

Soap Actress: I Was Canned For My Anti-Gay Religious Beliefs


Patricia Mauceri of ABC's One Life To Live claims she was fired from the show in late June because her religious beliefs did not allow her to go along with a storyline that involved her character's son coming out of the closet.
Patricia Mauceri says she was fired and abruptly replaced for objecting to a gay storyline because of her religious beliefs. Mauceri played the recurring role of Carlotta Vega on "OLTL" for the last 14 years. But when she objected to how the writers wanted her deeply religious character, a Latina mother, to handle a storyline involving homosexuality, she objected. And for that she claims she was fired. Mauceri, 59, a devout Christian, told FOX News that character Vega's gay-friendly dialogue was not in line with the character she helped create by drawing on her own faith. "I did not object to being in a gay storyline. I objected to speaking the truth of what that person, how that person would live and breathe and act in that storyline," she said. "And this goes against everything I am, my belief system, and what I know the character's belief system is aligned to." Mauceri said she was replaced despite offering changes to the script and hoping for a compromise. An ABC spokesperson said they were not aware of any such claims by Mauceri, adding such claims "would be frivolous."
So if she really refused to say the lines because the story wasn't true to her character, exactly how was she fired for her religious beliefs? Of course, Peter LaBarbera thinks Mauceri's situation is exactly why ENDA should not be passed, because minor daytime TV characters won't be able to write their own scripts!
Reverse Discrimination? How’s this for a timely story for Labor Day — highlighting the current reality that Christians and traditionalists who oppose homosexuality are more likely to be fired or disciplined for their beliefs than homosexuals are for “being gay.” TAKE ACTION: Call your Congressman and Senators next week (202-224-2131; 202-225-3121; and urge them to oppose ENDA — the Employment Nondiscrimination Act — which would federalize “sexual orientation” law and greatly expand government power to promote the “gay” agenda. ENDA would become a tool for the Left to use the state to force Christian and moral-minded business owners to promote and subsidize homosexuality and transsexuality against their will.


(no subject)

"I Hoped He Would Put The Rubbish Out": Why Women (Supposedly) Have Sex


Adding more fuel to the lame notion that women don't actually like sex is a new book claiming females have intercourse with men for basically every reason other than attraction.


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Why Women Have Sex: To Relieve Boredom, Win Favours ... Or To Stop A Headache [Daily Mail]
Why Women Have Sex [The Sun]
Secret's Out: Why Women Really Have Sex []

  • das_kat

Hard Hitting Journalism

French President Nicolas Sarkozy has been known to take drastic steps to conceal his somewhat diminutive stature. At a recent visit to a factory, he reportedly made sure the cameras would only find him surrounded by people of similar height.

For French President Nicolas Sarkozy size obviously matters. At an official visit to a factory in the northern region of Normandy last week, the president -- whose exact height is somewhat of a state secret -- reportedly "cast" small people to appear beside him.

Although the government has denied the claim, calling it "completely absurd and grotesque," a petite worker told Belgian television that she had been selected to stand next to the president. The video clip has since taken French Internet sites by storm."I was told that you were chosen (to stand next to Mr. Sarkozy) because you are quite small?" one journalist asks the female employee at the Faurecia car parts factory in the clip. Her reply: a short and sharp "yes."
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I have no idea what possessed them to write this article, maybe he pissed someone at Spiegel off?

Hypocrisy and the death of the welfare state

You know that something's rotten in the state of Labour when you read about a Tory welfare proposal – that’s a Tory welfare proposal, written by the Tories - and find yourself thinking, 'that's actually the first vaguely sensible idea I've heard for a long time. It might improve things.'

The plan in question involves decentralising the benefits system - giving individual councils a lump sum of money to spend on welfare howsoever they choose. Provided that safeguards were put in place ensuring a minimum amount of benefits and housing support were offered to the needy, this would actually be an improvement on the current system, which involves a great deal of overheads for very little positive return. JobCentrePlus, incorporating the new Pathways To Work scheme, currently spends £3.36 billion a year on administration costs alone which, when you consider that the total amount the state spends on Job Seeker's Allowance handouts is £5 billion, is not an inconsiderable figure – especially as much of this money is currently spent on finding creative ways to deny people state support.

I understand, of course, that the Tories are about as likely to really have the best interests of the poor and unlucky at heart as I am to be a contestant on the next series of Strictly Come Dancing. The reason that this plan looks good is that it would be hard to envision a welfare system more punitive, more cruel and illogical, than the one we currently have, reworked under the expert supervision of former Work and Pensions Secretary, James Purnell MP for Stalybridge and Hyde.

One of the founding principles of the welfare state, laid out in the Beveridge report and part-quoted in a poor-bashing article by Michael Portillo in the Times this week, is that the state "should not stifle incentive, opportunity, responsibility; in establishing a national minimum, it should leave room and encouragement for voluntary action by each individual to provide more than that minimum for himself and his family". The current system both forbids other work ‘to provide more than that minimum’ and stifles incentive – not, as the received wisdom runs, by providing benefit recipients with a cushy lifestyle that they don’t want to relinquish, but by making it so bloody hard to access benefits that by the time you’re luck enough to receive your £50.95 a week, you’re terrified of giving it up.

Having lived with and financially supervised young jobseekers for a year, £50.95 a week isn’t much – in London, it’s barely enough to cover a basic, unhealthy diet of frozen pizzas, travel costs and heating bills. Britain has the stingiest welfare system in Europe – if you’re on jobseeker’s allowance, you can’t afford to buy a newspaper or take the bus into town to meet your parents, and you certainly can’t save any of it. But it’s the difference between poverty and absolute destitution, and despite the weeks and weeks of beauraucratic faff it takes to access it, as soon as you get a job, the benefit stops. Not only do you have no money to live off until you get your first paycheck, but if you lose the job at the end of your trial period, you’ll have to wait another couple of months before you get any money from the state, and you risk being turfed out onto the streets.

Centralisation of services should, in theory, streamline and speed up the welfare system. Instead, deliberate lack of communication between the DWP, the Jobcentre and the National Health Service makes it as difficult and as taxing as possible for people to access the benefits they need, an operating principle which punishes the sick and the mentally ill disproportionately harshly. Consider the case this month of the terminally ill hospice resident who was ordered to attend the jobcentre before he would be allowed to receive any benefits, and died without receiving a penny of state support. Or the woman with mental health difficulties who was so badly bullied by JobCentre staff and agencies that she was tipped into a major health crisis [reported by wimvisible, the campaign for women with non-visible disabilities]. There is currently no way for doctors and healthcare workers to ensure that vulnerable people get the support they need – instead, as many barriers as possible are thrown in the way of claimants, ensuring that it is the most doggedly persistent, rather than the most needy, who get state support whether they deserve it or not.
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Source: Penny Red

Space - lol models

idk a rant from the Bad Astronomer

The Mainstreaming of Evil
September 8th, 2009 11:37 AM by Phil Plait

Perhaps you’ve heard all the uproar about President Obama’s speech today. A group of folks is very concerned about a speech of his today, because he’s talking to schoolkids. And hey, didn’t Hitler talk to kids…?

Obama- adults are talking

That’s about as good as their logic gets. I wish I were kidding. Read the transcript of Obama’s speech, and see if you can find the alarming parts where he calls for the formation of Brown Shirts, or the extermination of a group of humans, or the invasion of Poland. I must have missed it, instead seeing things like where he says,

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Never give up. Never back down against evil. Never tire, because this struggle will be eternal.



Lost world of fanged frogs and giant rats discovered in Papua New Guinea

The Guardian, Monday 7 September 2009


A lost world populated by fanged frogs, grunting fish and tiny bear-like creatures has been discovered in a remote volcanic crater on the Pacific island of Papua New Guinea.
'A giant woolly rat never before seen by science' Link to this audio

A team of scientists from Britain, the United States and Papua New Guinea found more than 40 previously unidentified species when they climbed into the kilometre-deep crater of Mount Bosavi and explored a pristine jungle habitat teeming with life that has evolved in isolation since the volcano last erupted 200,000 years ago. In a remarkably rich haul from just five weeks of exploration, the biologists discovered 16 frogs which have never before been recorded by science, at least three new fish, a new bat and a giant rat, which may turn out to be the biggest in the world.

The discoveries are being seen as fresh evidence of the richness of the world's rainforests and the explorers hope their finds will add weight to calls for international action to prevent the demise of similar ecosystems. They said Papua New Guinea's rainforest is currently being destroyed at the rate of 3.5% a year.

"It was mind-blowing to be there and it is clearly time we pulled our finger out and decided these habitats are worth us saving," said Dr George McGavin who headed the expedition.

The team of biologists included experts from Oxford University, the London Zoo and the Smithsonian Institution and are believed to be the first scientists to enter the mountainous Bosavi crater. They were joined by members of the BBC Natural History Unit which filmed the expedition for a three-part documentary which starts tomorrow night.

They found the three-kilometre wide crater populated by spectacular birds of paradise and in the absence of big cats and monkeys, which are found in the remote jungles of the Amazon and Sumatra, the main predators are giant monitor lizards while kangaroos have evolved to live in trees. New species include a camouflaged gecko, a fanged frog and a fish called the Henamo grunter, named because it makes grunting noises from its swim bladder.

"These discoveries are really significant," said Steve Backshall, a climber and naturalist who became so friendly with the never-before seen Bosavi silky cuscus, a marsupial that lives up trees and feeds on fruits and leaves, that it sat on his shoulder.

"The world is getting an awful lot smaller and it is getting very hard to find places that are so far off the beaten track."

In Pictures: Lost land of the volcano

i'm such a dork for these. eyeloveit.
penguin: if you can dream

Facebook rescue highlights 'ongoing struggle'

AUSTRALIA - By ABC News Online's Clayton Bloom

An academic says public education campaigns need a rethink after two girls used Facebook to alert people that they were stuck down a stormwater drain.

The 10 and 12-year-old girls updated a Facebook status to say they were lost in an Adelaide drain, and a young friend called for help on their behalf.

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Obama's Health Care Reform Cheaper than Bush's Costly Tax Cuts???

Dems' Health Plan Half As Costly As Bush Tax Cuts: Report

The Democrats' health care plan costs half as much as the two major tax cuts pushed by the George W. Bush administration, according to a report issued Tuesday.

Enacted in 2001 and 2003, the Bush tax cuts are projected to cost about $2.1 trillion in lost revenue in the 10 years since they were first passed, according to Citizens for Tax Justice, a liberal-leaning research group in Washington, D.C. About $979 billion of that would have come from the richest five percent of taxpayers.

By comparison, the health care plan advocated by House Democrats is projected to cost about $1 trillion through its first decade (2010-2019), according to estimates from the Congressional Budget Office.

The Bush tax cuts tally does not include the additional interest payments on the national debt made necessary by the deficit-financed cuts, the report noted. That figure bumps up the total cost of the tax cuts to about $2.48 trillion.

"Many of the lawmakers who argue that the health care reform legislation is 'too costly' are the same lawmakers who supported the Bush tax cuts," the report notes. "Their own voting record demonstrates that health care reform is not a matter of costs, but a matter of priorities."

Republican Senator Orrin Hatch of Utah has criticized the plan's projected costs, as has Senate Minority Leader Mitch McConnell (R-Ky.).

"Throughout this debate, the administration's central argument has been that America needs health care reform for the sake of the economy," McConnell said in June. "Yet according to independent estimates, every health care proposal Democrats on Capitol Hill have offered would only hurt the economy."

Hatch said something similar last month.

"Unfortunately, the path we are taking in Washington right now is to simply spend another trillion dollars of taxpayer money to further expand the role of the federal government," he said.

Both voted for the Bush tax cuts in 2001 and 2003.

The conservative Heritage Foundation argues the Bush tax cuts spurred positive economic activity.
But as a January report in The Washington Post notes, "President Bush has presided over the weakest eight-year span for the U.S. economy in decades, according to an analysis of key data, and economists across the ideological spectrum increasingly view his two terms as a time of little progress on the nation's thorniest fiscal challenges."

Orly Taitz Promises that Forged Kennyan Birth Certificate is Real...

Another Day, Another ‘Birther’ Forgery

Josh Gerstein is all over the Justice Department’s filing in Orly Taitz’s latest “birther” lawsuit. Taitz’s suit includes — not as evidence, but as something she wants the court to verify — a ridiculously obvious forgery of a 1961 Kenyan birth certificate, obtained by a man who identifies himself as “Lucas Smith, an American,” who debuted the certificate via a shaky, “Blair Witch Project”-style video before submitting it to Taitz.

How do we know it’s a forgery? Because in a lengthy article on the case, WorldNetDaily notes that it “has reported on an authentic 1961-era Kenyan birth certificate, which looks distinctly different from the document Smith released in the video.” Not that this prevented them from headlining the new story “Panic in D.C.?”


Guyz! Regulation Destroyed Our Economy! You Must Trust The Free Market and the CEOs!

Chamber Ad Campaign Targets Consumer Agency

The U.S. Chamber of Commerce is launching an advertising campaign of at least $2 million aimed at defeating a central plank of the Obama administration's financial-regulation overhaul.

But there won't be any mention of banks or Wall Street or insurance companies.

The first ads running in Washington-area newspapers feature a picture of a butcher with the line: "Virtually every business that extends credit to American consumers would be affected -- even the local butcher and the credit he extends to his customers."

The ads are aimed at the administration's proposed Consumer Financial Protection Agency, which would tightly regulate consumer products including mortgages and credit cards. It would have the power to ban certain practices and require financial firms to offer loans with simple terms and clear disclosure.

The Chamber's goal is twofold: move the spotlight off the unpopular commercial banks and mortgage lenders that are the target of the legislation and muster a roster of more sympathetic opponents.

"We want to go beyond the usual suspects to show how overreaching this is," said Amanda Engstrom, a senior vice president at the Chamber who created the lobbying and advertising campaign.
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